Highest LTV’s in Hard Money


Fico:  500+. Yes, the lender goes down to 500!     Apply Now

Loan Terms:  12 months, interest only

Loan Size:  $75K to $1 Million

Max LTC: Lender will finance up to 90% of the purchase price of the property and 100% of the construction (done in draws). 

Interest Rate:  7-12%; Interest rate is determined by investors experience.

Property Types:  Only 1-4 unit investment properties! This includes Single Family Homes, 2-units, 3-units, 4-units, condos and townhomes.

Pre-Payment Penalty:  None!

Use of Funds:  Purchase, Refinance, Cash-Out Refinance & Rehab

Asset verification:  Depends on borrowers experience. 1-3 months of bank statements.

Points: Loan cannot have more than 4 points associated with it (that is a combined 4 points from the broker and lender!)

Lending Territory: CT, CO, FL, GA, IL, MD, MI, MO, OH, PA, SC, TN, TX, VA, WA & WV.

Closing Time Frame: 15 days. The lender typically just orders a desktop BPO which costs $299 and does not always do a full appraisal. This is how the deal is able to close so fast!

Special: NO JUNK FEES!

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