Low Doc/Stated Program

  • No Income Stated or Verified
  • Non/Owner/Occupied Only (SFR, Condo/Townhouse, 2-4 Units, Mixed-use, Office, Retail)
  • $100,000 – $2,000,000 Loan Amounts (see our Hard Money Product for larger loans) 30-year amortization – 3, 5 or 7-year Fixed Term available
  • Interest rates range from 7-10% depending on borrowers fico and LTV
  • Prepayment Penalty Ranging from 1- 3 years
  • Up to 75% Purchase with a 650 FICO
  • Up to 70% Refinance with a 650 FICO
  • FICO down to 500 with LTV Restrictions
  • Interest Only Options Available
  • No Reserves Required
  • 1st time Home Buyer OR Borrower that Rents their Primary – OK
  • Lender allows Gift of Funds and Non-Seasoned Assets

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